Compare Tennessee Medicare Supplemental Insurance Plans and Rates

Are you age 65? If so, you might be wondering about whether or not you should be enrolling in Medicare. Medicare is a health insurance policy that is offered to those who have reached the age of 65. However, enrolling in the program isn’t necessarily as easy as you might think. Here is what you need to know about enrolling in Medicare:

I am age 65. I have insurance. Should I enroll in Medicare anyway?

The short answer is yes. Medicare can be used as a supplemental health insurance policy, meaning that it can be used to pay for medical costs that your primary insurance policy won’t pay for. Enrolling in Medicare at age 65, whether you are receiving Social Security benefits or not, is much easier than waiting.

I am still working and want to put off receiving Social Security. Do I put off enrolling for Medicare?

No. You don’t have to be receiving Social Security to receive benefits under Medicare.

If I enroll in Medicare, is that the only healthcare insurance I need?

Medicare insurance only pays for about 80% of your eligible medical costs. You can choose to pay the other portion of the cost out of pocket or you can purchase a Medicare supplemental insurance plan that pays the remaining 20%. You might be asking yourself why you might consider paying premiums on a supplemental insurance plan if it only covers 20% of your medical costs. However, as you may be well aware, as you age, your healthcare costs go up. That 20% that Medicare doesn’t cover can add up quickly, especially if you aren’t receiving a regular income outside of Social Security.

Are there limitations to what supplemental Medicare insurance will cover?

Every policy is different. It is always best for you to discuss your needs with a licensed insurance agent in order to ensure that you get the best insurance coverage for your unique needs. However, if you already know what coverage you need or feel capable of browsing different options on your own, and you live in Tennessee, you can browse through Tennessee Medicare Supplement Plans offered by Senior Health Medicare. Senior Health Medicare offers a range of Medicare Supplemental Insurance TN policies that will ensure that your medical expenses are covered without placing you in undue financial hardship. They make browsing through the plans easy and enrolling is simple. Complete the online questionnaire and get a personalized quote. It is really that easy.

If you are in the market for Medicare Supplemental Insurance TN or have questions about whether or not you need to purchase such coverage, visit today and browse through their wealth of information. It’s never too early to be prepared for what life has to offer.