Well, just as the saying goes, failing to plan is planning to fail. With no plans one can really lead a miserable livelihood. Finances make the baseline in planning ones future and the most important thing to plan for the health of a person. Many people only require medical care for a short time. However, people suffering from major injuries and disabilities need to be taken after of for the rest of their lives. As such, a certified life care planner is needed in such cases.